The fine print behind Microsoft's new Surface financing plan, Surface Plus

Posted August 07, 2017

They get a 0 percent annual percentage rate but it's just for 24 months.

Microsoft's new Surface Plus programs for consumers and businesses have flexible financing and additional support for Microsoft device customers.

Additionally, Microsoft's Surface Hub digital whiteboard, which costs $9,000, is available to corporate customers via monthly installments, which was previously unavailable. If you go with the least-capable Surface Pro 2017, you end up with an m3 processor, 4 GB, 128 GB storage, built-in graphics and a Standard one-year limited warranty - for $799, or $33 per month.

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Under the new Surface Plus programme, Hamren explains, buyers are able to pick up a Surface laptop on a 24-month finance plan with zero percent interest charged, then upgrade the device to the latest model every 18 months.

Also on Tuesday, Microsoft unveiled Surface Plus for Business, a similar monthly-payment plan for small-to-medium businesses that buy Surface devices. Customers also have the option to add the Microsoft Complete extended service plan. The plan is based on Microsoft's older Surface Membership program., whose members will be grandfathered into the new version.

The updated Surface Pen, which was revealed alongside the new Surface Pro at Microsoft's Shanghai event in May, is a solid improvement over its predecessor.

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The program also includes a dedicated device service and support, as well as an in-store support and tech help. After 18 months, you can upgrade to the latest Surface device, as long as you turn in your existing gadget and agree to a new 24-month payment plan for the new one.

Microsoft rolled out the Surface Plus program, which will make it easier for users to own and upgrade Surface devices. The program offers flexible financing options that are created to help people take advantage of Microsoft's Surface lineup of PCs. It offers more flexibility on the length of contracts, with the ability to choose between 18-, 24-, or 30-month periods. That's a good deal if you always planned on getting the next big thing, but you'll pay more than you would if you paid upfront, held onto a machine for a few years and updated later.

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